In execution of a certain Deed of Trust dated April 6, 2017, in the original principal amount of $161,400.00 recorded in the Clerk’s Office, Circuit Court for Montgomery County, Virginia as Instrument No. 170002565 . The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Montgomery County, 55 East Main Street, Christiansburg, Virginia, or any such temporary alternative Circuit Court location designated by the Judges of the Circuit Court, on March 25, 2024, at 1:30 PM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN TRACT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, SITUATE, LYING AND BEING IN THE TOWN OF CHRISTIANSBURG, RINER MAGISTERIAL DISTRICT OF MONTGOMERY COUNTY, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEING THAT PARCEL CONTAINING 1.105 ACRES AS SHOWN AND DESCRIBED ON THAT PLAT ENTITLED, “PHYSICAL SURVEY FOR LARRY L. AND JANE S. VYULA OF AN UN-NUMBERED 1.105 AC. LOT AT THE W. END OF VA. SECD. RTE. NO. 731 RINER MAGISTERIAL DISTRICT, MONTGOMERY COUNTY, VIRGINIA,” PREPARED BY NEAL H. WIRT, LAND SURVEYOR, DATED MAY 15, 1984, RECORDED IN THE CLERK`S OFFICE OF THE CIRCUIT COURT OF MONTGOMERY COUNTY, VIRGINIA, IN DEED BOOK 487, PAGE 295. SUBJECT TO A RIGHT OF WAY FOR INGRESS AND EGRESS AND ALL OTHER LAWFUL PURPOSES FROM VIRGINIA SECONDARY ROUTE 731 IN AND TO THE PROPERTY OF (NOW OR FORMERLY) JOHN W. COLLINS AND TRUSTEES OF MIDWAY BAPTIST CHURCH AS SHOWN ON SAID PLAT. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. For more information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-6555, website: www.bwwsales.com. VA-368385-1.