VA 24060.

In execution of a certain Deed of Trust dated September 5, 2003, in the original principal

amount of $62,000.00 recorded in the Clerk’s Office, Circuit Court for Montgomery County, Virginia as Instrument No. 03016736. The undersigned Substitute Trustee will offer for sale at public auction in

the front of the Circuit Court building for the City of Radford, 619 Second St., W., Radford, VA, or any such temporary alternative Circuit Court location designated by the Judges of the Circuit Court, on

December 11, 2026, at 12:00 PM, the property described in said Deed of Trust, located at the above

address, and more particularly described as follows: ALL THAT CERTAIN PROPERTY SITUATED IN CITY OF BLACKSBURG IN THE COUNTY OF MONTGOMERY AND STATE OF VIRGINIAAND BEING DESCRIBED IN A DEED DATED 07/05/1977 AND RECORDED 08/25/1977 IN BOOK 388, PAGE 226 AMONG THE LAND RECORDS OF THE COUNTY AND STATE SETFORTH ABOVE. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. If the sale is set

aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The

Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of

foreclosure sale and contract to purchase real property is available for viewing at

www.aldridgepite.com. Additional terms, if any, to be announced at the sale and the Purchaser may be

given the option to execute the contract of sale electronically. This is a communication from a debt

collector and any information obtained will be used for that purpose. The sale is subject to seller

confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240,

Richmond, VA 23229.

If you have any questions or concerns, please contact the Virginia Pre-Sale

Department of counsel for Equity Trustees, LLC at 301-961-6555, website: www.aldridgepite.com.

1113-1075B.