In execution of a certain Deed of Trust dated July 1, 2005, in the original principal amount of $266,000.00 recorded in the Clerk’s Office, Circuit Court for Montgomery County, Virginia as Instrument No. 05007660. The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Montgomery County, 55 East Main Street, Christiansburg, Virginia on December 2, 2019, at 2:00 PM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN TRACT OR PARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE SHAWSVILLE MAGISTERIAL DISTRICT OF MONTGOMERY COUNTY, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS ALL OF LOT NUMBER FIFTEEN(15), SECTION XI CRAIG MOUNTAIN, AS SHOWN ON A PLAT OF SUBDIVISION OF RECORD IN THE CLERK`S OFFICE OF THE CIRCUIT COURT OF MONTGOMERY COUNTY, VIRGINIA, IN PLAT BOOK 12, PAGE 174; AND AS FURTHER SHOWN ON A CERTAIN PLAT ENTITLED, BOUNDARY SURVEY FOR EDWARD H. DEHART & PATRICIA W. DEHART LOCATED IN TOWN OF CHRISTIANSBURG SHAWSVILLE MAGISTERIAL DISTRICT MONTGOMERY COUNTY, VIRGINIA, PREPARED BY DRAPER ADEN ASSOCIATES, INC., DATED DECEMBER 27, 1995, DESIGNATED AS PLAN NO. L-7357, A COPY OF WHICH IS OF RECORD IN THE CLERK`S OFFICE AFORESAID IN DEED BOOK 903, PAGE 91.  TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence.  If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at Additional terms, if any, to be announced at the sale. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Blvd., Suite 1004, Arlington, VA 22201. For more information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-6555, website: