In execution of a certain Deed of Trust dated August 20, 2003, in the original principal amount of $83,020.59 recorded in the Clerk’s Office, Circuit Court for Montgomery County, Virginia as Instrument No. 03014311. The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Montgomery County, 55 East Main Street, Christiansburg, Virginia on April 18, 2022, at 3:00 PM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH ALL THE APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE COUNTY OF MONTGOMERY, COMMONWEALTH OF VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT A POINT IN THE SOUTH FORK OF ROANOKE RIVER, WHICH POINT IS N. 2 DEGREES 36 MINUTES 44 SECONDS W. 50 FT. FROM THE CENTER LINE OF VIRGINIA SECONDARY ROUTE NO. 637, AND BEING THE NORTHEASTERLY CORNER OF PARCEL NO. 2, AS SET FORTH AS SECOND IN DEED TO FERDINAND W. WASKIEWIEZ, JR. AND TERESA A. WASKIEWIEZ, HUSBAND AND WIFE, DATED JUNE 16, 1977, RECORDED IN DEED BOOK 385, PAGE 46, IN THE CLERK`S OFFICE OF THE CIRCUIT COURT FOR THE COUNTY OF MONTGOMERY, VIRGINIA; THENCE LEAVING SAID ROANOKE RIVER, S. 2 DEGREES 36 MINUTES 44 SECONDS W. 513.06 FT. TO A POINT ON THE NORTHERLY LINE OF THE PROPERTY OF THOMAS F. WOOLWINE (SEE DEED BOOK 380, PAGE 488); THENCE WITH THE NORTHERLY LINE OF SAID THOMAS E. WOOLWINE PROPERTY, N. 87 DEGREES 29 MINUTES 56 SECONDS W. 177.91 FT. TO AN IRON PIN; THENCE N. 5 DEGREES 07 MINUTES 40 SECONDS W. 102.03 FT. TO AN IRON PIN; THENCE N. 4 DEGREES 07 MINUTES 20 SECONDS E. 99.00 FT. TO AN IRON PIN; THENCE N. 11 DEGREES 22 MINUTES 20 SECONDS E. 333.0 FT. TO THE SOUTH FORK OF ROANOKE RIVER THENCE S. 80 DEGREES 53 MINUTES E. 139.23 FT. TO THE PLACE OF BEGINNING, CONTAINING 2.072 ACRES AS SHOWN ON SURVEY MADE FOR ALFRED T. WHITELOCK BY JACK G. BESS, CERTIFIED LAND SURVEYOR, DATED OCTOBER 17, 1978. TOGETHER WITH A ONE-HALF INTEREST IN THE WATER LINE AS APPURTENANT TO SAID REAL ESTATE, LEADING FROM SAID HOUSE AND LOT SOUTH ABOUT 560 FEET TO THE SPRING AS SAID PIPE LINE IS NOW LOCATED, TOGETHER WITH NECESSARY EASEMENT FOR THE ENJOYMENT OF SAID WATER LINE FROM THE SAID HOUSE AND LOT TO THE SAID SPRING, WITH THE RIGHT OF INGRESS AND EGRESS UPON THE LANDS OF D.V. AND EFFIE M. JEWELL AS SET FORTH IN DEED FROM JEWELL TO LEWEY OF RECORD IN THE CLERK`S OFFICE OF THE CIRCUIT COURT OF MONTGOMERY COUNTY, VIRGINIA IN DEED BOOK 107, PAGE 437, AND ALSO RIGHT TO TAKE WATER FOR DOMESTIC PURPOSES FROM THE SPRING AS SET FORTH IN DEED FROM EFFIE JEWELL SISSON AND HUSBAND TO JAMES L. SISSON, DATED FEBRUARY 5, 1958, AND OF RECORD IN SAID CLERK`S OFFICE IN DEED BOOK 208, PAGE 52. THIS IS EXCEPTED FROM THIS CONVEYANCE THAT PART OR THE LAND CONTAINED IN VIRGINIA SECONDARY ROUTE NO. 637, AS CONVEYED TO COMMONWEALTH OF VIRGINIA IN DEED BOOK 171, PAGE 304, IN THE AFORESAID CLERK`S OFFICE. THIS CONVEYANCE IS MADE SUBJECT TO 12 FT. ROAD RIGHT OF WAY EASEMENT ALONG THE WESTERLY SIDE OF CAPTION PROPERTY LEADING FROM VIRGINIA SECONDARY ROUTE NO. 637 TO ADJOINING PROPERTY; TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. BIDDERS ARE STRONGLY ENCOURAGED TO WEAR A COVER OVER BOTH NOSE AND MOUTH AND PRACTICE SOCIAL DISTANCING AT THE AUCTION. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. For more information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-6555, website: www.bwwsales.com.