In execution of a certain Deed of Trust dated February 12, 2007, in the original principal amount of $324,000.00 recorded in the Clerk’s Office, Circuit Court for Montgomery County, Virginia as Instrument No. 07001815 . The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Montgomery County, 55 East Main Street, Christiansburg, Virginia or any such temporary alternative Circuit Court location designated by the Judges of the Circuit Court on October 23, 2023, at 11:00 AM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN MONTGOMERY COUNTY, VIGINIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A 1″ IRON PIPE FIFTEEN (15) FEET SOUTH OF A THREE (3) FOOT MAPLE TREE WHICH IS 502.5 FEET SOUTH OF STATE ROUTE 726 AND AT CORNER OF MRS. A. P. NAFF`S PROPERTY; THENCE S 04 DEG. 18` 18″ E 585.50 FEET TO A 1″ PIPE; THENCE IN A EASTERLY DIRECTION 122.83 FEET TO A 1/2″ PIPE , THENCE CONTINUING IN AN EASTERLY DIRECTION 210.66 FEET TO A 1″ PIPE; THENCE IN A NORTHWESTERLY DIRECTION 84.87 FEET TO A 9″ HICKORY; THENCE CONTINUING IN A NORTHERLY DIRECTION 79.58 FEET TO A 14″ WILD CHERRY; THENCE NORTHWESTERLY 151.00 FEET TO A PIPE; THENCE CONTINUING IN A NORTHWESTERLY DIRECTION 200.00 FEET TO A 1″ PIPE; THENCE CONTINUING IN A NORTHWESTERLY DIRECTION 34.17 FEET TO THE EAST CORNER OF A CONCRETE CATTLE GUARD; THENCE WEST 46.2 FEET TO THE POINT OF BEGINNING. TOGETHER WITH A RIGHT-OF-WAY FROM THE HEREIN CONVEYED PROPERTY TO STATE ROAD 726 FOR INGRESS AND EGRESS TOGETHER WITH THE RIGHT TO ERECT OR PLACE UPON THE PROPERTY ALL UTILITIES NECESSARY FOR THE ENJOYMENT OF SAID PROPERTY TOGETHER WITH THE RIGHT TO MAINTAIN, REPAIR, REPLACE AND IMPROVE ANY AFORESAID FACILITIES. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. For more information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-6555, website: www.bwwsales.com. VA-208631-2.