(Montgomery County, Virginia)

In execution of a deed of trust, from JAMES F. PHILLIPS and STEPHANIE A. PHILLIPS, dated January 31, 2007, in the original principal amount of $64,228.59, recorded in the Clerk’s Office of the County of Montgomery, Virginia, as Instrument Number 07001497, Seth E. Twery, P.C. having been appointed Substitute Trustee, pursuant to Appointment of Substitute Trustee dated August 29, 2024, recorded in the aforesaid Clerk’s Office as Instrument Number 2024005255, due to default in payment of the debt secured, the undersigned Substitute Trustee will offer for sale at public auction in front of the Courthouse for the Circuit Court of Montgomery County, Virginia on the 4th day of December, 2024 at 11:00 a.m., that certain tract of real estate known as 4807 Pilot Rd., Pilot, Virginia 24138 situated in the County of Montgomery, Virginia, more particularly described as follows:

All that certain tract or parcel of land, with the improvements thereon and the appurtenances thereunto belonging, situate, lying and being on the southwesterly side of Pilot Road (Virginia Route 615), in the Riner Magisterial District of Montgomery County, Virginia, described as follows:

All that tract containing 1.012 acres as shown on the map entitled “PLAT OF SURVEY TO BE CONVEYED TO JAMES F. PHILLIPS AND STEPHANIE A. PHILLIPS,” prepared by C.S. Correll, L.S., of Correll Surveying, dated March 24, 1998, Plat #1028, a copy of which map is recorded in the Office of the Clerk, Circuit Court, Montgomery County, Virginia, in Deed Book 1002, at Page 578 and to which map reference is made for a more particular description of the property hereby conveyed.

SUBJECT TO the right to use water from the spring and the right to install, maintain and renew a pipe line for the purpose of pumping said water, together.

TOGETHER WITH the right of ingress and egress for the purpose of maintaining said pipe line by instrument of record in the Office of the Clerk of the Circuit Court of Montgomery County, Virginia, in Deed Book 580, Page 639.

Included with the sale of the aforesaid real estate is a 2007 Giles Manufactured Home – VIN No. GI31470.

Sale subject to all conditions, restrictions, reservations and easements, if any of record and now applicable thereto.

Terms:  At least 10% cash on day of sale; balance due within 30 days.

FOR INFORMATION CONTACT:

Seth E. Twery, Esq.

Seth E. Twery, P.C.

P.O. Box 185

Lynchburg, VA 24505-0185

(434)845-5285