In execution of a certain

Deed of Trust dated June 25, 2003, in the original principal amount of $60,900.00 recorded in the

Clerk’s Office, Circuit Court for Montgomery County, Virginia as Instrument No. 2003010550. The

undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Radford, 619 Second St., W., Radford, VA, or any such temporary alternative Circuit Court location designated by the Judges of the Circuit Court, on July 30, 2026, at 11:30 AM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: ALL THAT UN-NUMBERED PARCEL OF LAND CONTAINING 0.731 ACRE DESIGNATED AS RETAINED BY OLLIE BAIN ON THAT CERTAIN PLAT OF SURVEYENTITLED “PLAT FOR KYLE E. DAVIS AND SHARON B. DAVIS OF AN UN-NUMBERED 1.0005 AC. LOT NEAR BAINS CHAPEL IN RINER MAGISTERIAL DISTRICT  MONTGOMERY COUNTY, VIRGINIA”, PREPARED BY NEAL H. WIRT, LAND SURVEYOR, DATED MAY 5, 1997, DESIGNATED PLAT NO. 97-505, A COPY OF WHICH PLAT IS RECORDED IN THE

CIRCUIT COURT CLERK`S OFFICE IN DEED BOOK 991, PAGE 410, AND TO WHICH LATREFERENCED IS HEREBY MADE FOR A MORE ACCURATE DESCRIPTION OF THE

PROPERTY HEREIN CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten

percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject

Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the

essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of

the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of

Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the

Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for

viewing at www.aldridgepite.com. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a

communication from a debt collector and any information obtained will be used for that purpose. The

sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt

Road, Suite 240, Richmond, VA 23229. If you have any questions or concerns, please contact the

Virginia Pre-Sale Department of counsel for Equity Trustees, LLC at 301-961-6555, website:

www.aldridgepite.com.

VA-378698-2.