In execution of a certain
Deed of Trust dated January 21, 2004, in the original principal amount of $64,647.33 recorded in the
Clerk’s Office, Circuit Court for Montgomery County, Virginia as Instrument No. 04000813 . The
undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court
building for Montgomery County, 55 East Main Street, Christiansburg, Virginia on July 24, 2023, at
11:00 AM, the property described in said Deed of Trust, located at the above address, and more
particularly described as follows: ALL THAT CERTAIN TRACT OR PARCEL OF LAND, LYING
AND BEING IN THE COUNTY OF MONTGOMERY, STATE OF VIRGINIA, AND MORE
PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A 1 INCH PIPE SET ON THE NORTH SIDE OF VIRGINIA ROUTE NO. 632, CORNER TO LUTHER LOVERN; THENCE WITH
THE LINE OF LUTHER LOVERN, N. 60 DEG. 33 MIN. E. 63.00 FEET TO AN IRON ROD; THENCE CONTINUING WITH THE LINE OF LUTHER LOVERN, S. 46 DEG. 42 MIN. E. 105.00 FEET TO A 5/8 INCH TUBING SET ON HILLSIDE BY W. W. FENCE, CORNER TO CHARLES HENRY; THENCE WITH THE LINE OF CHARLES HENRY, S. 58 DEG. 32 MIN. W. 73.00 FEET TO A 5/8 INCH IRON SET IN W. W. FENCE ON THE NORTH SIDE OF VIRGINIA ROUTE NO.
632; THENCE WITH THE NORTH SIDE OF VIRGINIA ROUTE NO. 632, N. 41 DEG. 05 MIN. W.
105.00 FEET TO THE POINT OF BEGINNING, AND CONTAINING 0.16 ACRE, ACCORDING
TO A SURVEY DRAWN BY WILLIAMS M. LARGEN, C.L.S., DATED FEBRUARY 5, 1970, AND REVISED MAY 27, 1970, A COPY OF WHICH IS OF RECORD IN THE CLERK`S OFFICE OF
THE CIRCUIT COURT FOR THE COUNTY OF MONTGOMERY, VIRGINIA, ALONG WITH
DEED DATED JUNE 18, 1970, FROM C. W. POFF AND N. THOMAS POFF TO LENARD RAY HOWELL, IN DEED BOOK 303, PAGE 180. BY FEE SIMPLE DEED FROM LENARD RAY HOWELL AND JOYCE M. HOWELL, HIS WIFE, AS SET FORTH IN BOOK 406, PAGE 686, DATED 10/13/1978 AND RECORDED 10/20/1978, MONTGOMERY COUNTY RECORDS, COMMONWEALTH OF VIRGINIA. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten
percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject
Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the
essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of
the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of
Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the
Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for
viewing at www.bwwsales.com. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a
communication from a debt collector and any information obtained will be used for that purpose. The
sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt
Road, Suite 240, Richmond, VA 23229. For more information contact: BWW Law Group, LLC,
attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-
6555, website: www.bwwsales.com. VA-360765-1.